Valepine Business Capital, a small-business funding broker in Oshkosh, Wisconsin, works with owners in Omro, WI, ten miles west in Winnebago County, WI. ZIP 54963 had 127 employer establishments in 2023, and construction was the largest sector. Valepine explains six funding structures; lending partners make every credit decision.
| County | Winnebago County, WI |
|---|---|
| Distance | 10.0 miles west of Oshkosh, WI |
| ZIP 54963 employers | 127 (ZBP 2023) |
| Largest ZIP sector | Construction, 31 establishments |
ZIP 54963 in Census figures
ZIP Code 54963, the Omro postal ZIP, had 127 employer establishments in 2023, with 912 employees and $37.5 million in annual payroll. 56.7% of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
The city of Omro, WI covers only 3.2% of that ZIP's land, so these figures describe the wider 54963 area, not the city alone.
Construction leads in ZIP 54963
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Construction | 31 | 74.2% |
| Retail Trade | 18 | 38.9% |
| Health Care and Social Assistance | 16 | 43.8% |
| Manufacturing | 13 | 30.8% |
| Other Services | 10 | 60.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Nearly a quarter of the ZIP's employers are in construction, and three in four of those have fewer than five employees. Small crews tend to ask about two things: financing a used machine and carrying wages until a job pays.
What Omro, WI owners usually ask about
- Used skid steers, trailers and work trucks for small crews
- Covering payroll between starting a job and the first payment
- Stock for a shop serving the area
- A line of credit for recurring supplier bills
The equipment financing page covers machines and work vehicles in detail.
Working with Valepine from Omro, WI
There is no Omro, WI office. Owners call (920) 260-3974 or send the short form, and the whole request runs by phone and email.
Back to all areas served or see the Oshkosh, WI page for the office details and Winnebago County, WI figures.
Omro, WI businesses we help
For Omro, WI owners, Valepine Business Capital focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- Formation documents and your EIN
- A simple schedule of current business debt and monthly payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- It starts with a call to (920) 260-3974 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Our address: 138 Algoma Blvd, Oshkosh, WI 54901.
By Valepine Business Capital · Updated