Valepine Business Capital, a small-business funding broker in Oshkosh, Wisconsin, is a broker, not a lender. From 138 Algoma Blvd, Valepine helps owners in Winnebago County, WI and nearby counties compare six funding structures and sends each request to lending partners that offer that structure. Partners make every credit decision.
Why an Algoma Blvd broker is called Capital
Valepine Business Capital is a broker, not a lender. Brokers and lenders do different jobs. A lender puts up the money, sets the price and carries the risk. A broker, as Valepine does, explains the options, prepares the request and introduces the business to lenders. No credit decision is made at 138 Algoma Blvd, Oshkosh, WI 54901.
What does a loan broker do in practice? Mostly translation: turning "we need money before the job pays" into a request a partner can review, and turning the partner's offer back into plain numbers you can compare.
What Valepine will and will not do
| Valepine will | Valepine will not |
|---|---|
| Explain six structures and how each is paid back | Put up its own money or sign off on a request |
| Send a request only to partners that offer that structure | Promise approval, a rate or an amount |
| Help compare offers by total cost | Describe an MCA as anything but a sale of receipts |
| Say plainly when a request is outside our scope | Arrange personal, payday, title, mortgage, agriculture or trucking funding |
Who we work with
Partner sectors are construction, restaurants, medical and dental practices, and retail and inventory-heavy businesses. Those sectors are also large in Winnebago County, WI; see local figures and contacts for the Census counts.
Requests come from Oshkosh, WI and from towns such as Neenah, Omro, Fond du Lac, Ripon, Chilton and Berlin. Most are handled entirely by phone and email.
How to reach us
Phone (920) 260-3974 or use the contact page. Before any request goes out, read the broker disclosures and how the process runs.
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