Valepine Business Capital, a small-business funding broker in Oshkosh, Wisconsin, works with owners in Fond du Lac, WI, in Fond du Lac County, WI. ZIP 54935 had 947 employer establishments in 2023, led by retail. Valepine explains six funding structures and routes requests; lending partners make the credit decisions.
| County | Fond du Lac County, WI |
|---|---|
| Distance | 17.7 miles south-southeast |
| ZIP 54935 employers | 947 (ZBP 2023) |
| Largest ZIP sector | Retail Trade, 145 establishments |
ZIP 54935 in Census figures
ZIP Code 54935 had 947 employer establishments, 20,574 employees and $1.14 billion in annual payroll in 2023, and 43.1% of establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
The city of Fond du Lac, WI covers 83.1% of this ZIP's land, a closer match between ZIP and city than most towns on this site. The label stays, because the two still are not identical.
Retail at the top of the list
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Retail Trade | 145 | 32.4% |
| Health Care and Social Assistance | 140 | 37.1% |
| Other Services | 125 | 54.4% |
| Accommodation and Food Services | 119 | 26.1% |
| Construction | 77 | 51.9% |
| Finance and Insurance | 67 | 59.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. With retail the largest sector, stock and fixtures come up often: inventory financing and credit lines for restocks.
Self-employment in Fond du Lac, WI
About 5.4% of employed Fond du Lac, WI residents were self-employed (plus or minus 1.3 points): 1.8% in incorporated businesses and 3.6% in unincorporated ones (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
Starting a new business in Fond du Lac, WI
New businesses in Fond du Lac, WI face the same question partners always ask: how will repayment be covered before there is a sales history? Partners usually want some operating history, so a new owner's realistic first step is often equipment financing, where the asset secures the deal, or advice from a free adviser before any application.
Back to all areas served or see the Oshkosh, WI page for the office details and the Algoma Blvd address.
Fond Du Lac, WI sectors our partners fund
Valepine Business Capital works with Fond Du Lac, WI businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- Business checking statements covering roughly the last quarter or two
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
The steps after your first call
- Reach us at (920) 260-3974 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our office is at 138 Algoma Blvd, Oshkosh, WI 54901.
By Valepine Business Capital · Updated