Valepine Business Capital, a small-business funding broker in Oshkosh, Wisconsin, works with owners in Berlin, WI, a city in Green Lake County, WI and Waushara County, WI. ZIP 54923 had 202 employer establishments in 2023, and 57.4% had fewer than five employees. Each credit decision sits with a lending partner.
| Counties | Green Lake County, WI and Waushara County, WI |
|---|---|
| Distance | 20.7 miles west |
| ZIP 54923 employers | 202 (ZBP 2023) |
| Under 5 employees | 57.4% (ZBP 2023) |
ZIP 54923 in Census figures
ZIP Code 54923 had 202 employer establishments, 3,166 employees and $198.4 million in annual payroll in 2023. 57.4% of establishments had fewer than five employees, a higher small-employer share than any other community page on this site (U.S. Census Bureau, ZIP Code Business Patterns 2023).
The city of Berlin, WI covers 4.3% of the ZIP's land. Because the city spans two counties, this page uses no county figures at all.
The sector mix in ZIP 54923
| Sector | Employer establishments | Share under 5 employees |
|---|---|---|
| Health Care and Social Assistance | 30 | 50.0% |
| Retail Trade | 25 | 36.0% |
| Other Services | 24 | 66.7% |
| Accommodation and Food Services | 21 | 61.9% |
| Manufacturing | 20 | 35.0% |
| Construction | 18 | 88.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Sixteen of the 18 construction employers had fewer than five employees.
Self-employment in Berlin, WI
About 8.1% of employed Berlin, WI residents were self-employed (plus or minus 3.6 points), most of them in unincorporated businesses: 7.1% against 1.0% incorporated (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). Unincorporated owners often hold equipment and debts in their own name, which partners take into account.
Working with Valepine from Berlin, WI
This is Berlin, Wisconsin, not New Berlin, WI. Call (920) 260-3974 or send the form; requests are handled by phone and email.
Back to all areas served or see the Oshkosh, WI page for the office details and the six structures.
Who Valepine Business Capital works with in Berlin, WI
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Valepine Business Capital works with businesses like these in Berlin, WI. Each partner still decides case by case.
What to gather before you call
- Recent business bank statements (partners often ask for three to six months)
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- Details of any loans, leases or advances the business already carries
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- You call (920) 260-3974 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Valepine Business Capital is based at 138 Algoma Blvd, Oshkosh, WI 54901.
By Valepine Business Capital · Updated